Straight answers about mold, moisture, and inspections in Florida.
Clear, sourced answers to the questions homeowners, buyers, and sellers ask most — written by an independent, assessment-only licensed mold assessor. No scare tactics, no upsell.
Short answer
Every answer below leads with a short, plain-language summary, then explains the building science behind it. Because Sterling only assesses — and never remediates — these answers are information you can trust, not a pitch for a cleanup we would profit from.
Cost & choosing an inspector
What a mold inspection typically costs in Florida, why “free” inspections carry a catch, and how to vet an independent inspector.
Inspection basics & process
What actually happens during an inspection, how testing differs, how long it takes, and what an air sample tells you.
Florida licensing & disclosure
How Florida separates assessors from remediators, what sellers must disclose, and whether buyers should inspect.
Understanding mold
Mold versus mildew, what “black mold” really means, and the signs of mold in an AC or HVAC system.
After a water event & remediation
When to inspect after a flood or hurricane, what clearance testing verifies, and whether mold can return.
Longer reads in the Learning Center
The answers above are quick reference. For fuller building-science guides — hidden moisture, post-hurricane timelines, HVAC mold, humidity control, and more — visit the Learning Center.
Ask Sterling directly.
Have a moisture or mold question that isn't answered here? Call or request an inspection — we respond to quote requests in about one business hour. 16 answers and counting.